Checking Account Rates Deal of the Day in Phoenix: Arizona Bank and Trust at 4.01%

Arizona Bank and Trust

Just about every person needs a checking account, but not all accounts are created equal. Arizona Bank and Trust is standing out among other financial institutions and currently offering an amazing 4.01% APY checking account rate offer for qualified customers.

Potential customers should be aware of certain terms before beginning the Arizona Bank and Trust best checking account application process. First, there are a few transactions that should take place to be sure your checking account qualifies for the interest rate:

  • Customers must accept the complimentary debit card that comes with the account and make at least fifteen 15 signature-based purchases per monthly cycle
  • Depositors must link direct deposit to the checking account
  • Opting into e-banking and statements is a must
  • If above terms are not met, the interest rate will automatically default to .05%

If those terms are met, the checking account interest rate is tiered according to the following deposit amounts:

  • Balances ranging between $.01-$20,000 can earn 4.01% APY
  • Balances exceed the $20,000 mark can earn 1.01% APY

Arizona Bank & Trust has locations Camelback, Chandler, Chandler Village, Gilbert, Mesa and Tempe. If you are interested in opening a checking account with Arizona Bank & Trust, complete an online application. Arizona Bank & Trust’s first branch opened on August 18, 2003 and has since expanded to have six branches throughout Arizona.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

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Phoenix Bank Rates

There are many banks doing business in Phoenix, including Chase Manhattan, Bank of America, Northern Trust and Wells Fargo. Are you sure you know which one offers the best account rates to suit your needs? Let Phoenix Banking Rates compare them all for you. We could even help you find a free checking account and high savings rates.

Writing checks is quickly becoming a thing of the past, with most people paying their bills online. Phoenix Banking Rates could help you find an online checking account so that you can enjoy the convenience of electronic banking.

Phoenix, AZ Savings Accounts

When you choose a Phoenix savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Phoenix banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.

Phoenix Banking Rates has partnered with top banks to provide high interest rates on savings accounts to allow you to earn as much on your money as possible, while not risking it in any way like the stock market or other investments. A smart savings plan allows you to build savings and make money off the interest rates every single month.

Compare Phoenix, AZ Bank Rates

At Phoenix Banking Rates, you can compare checking and savings account rates in Phoenix. Our data is always current and up-to-date to ensure that you get the best rates possible.

As you make this decision to choose a Phoenix bank, we can also help you:

  • Improve your credit with a free credit report
  • Compare national checking account rates
  • Decide whether you need a savings account or to take advantage of high CD rates

Whether you are looking for a bank to manage your small business, or a bank with the highest interest rate savings accounts, Phoenix Banking Rates is certain to connect you with the right bank.

Automatic Savings Plan in Phoenix, AZ

One of the best ways to grow your savings in Phoenix, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.

Learn about the best savings accounts that meet your financial needs in Phoenix with the most competitive interest rates from our partner.

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